Many people are faced with financial issues nowadays that seem impossible to solve. However, there is the always present solution of filing for a bankruptcy that will get you out of the financial dilemma. In order to do this effectively and not risk losing all your precious assets, you will need to hire the services of a good bankruptcy attorney. This type of lawyer is responsible for assisting you in all the financial documents you need to provide for a bankruptcy and guide you through all the court proceedings.
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There are two choices available to you when filing for a bankruptcy; the first one is to let the court assign a lawyer to you, and the second one is to hire your personal bankruptcy attorney. The latter option is more suitable for those who are already familiar with some of the best bankruptcy lawyers in their vicinity and feel that they can communicate their needs in a better way if they appoint the lawyer themselves.
Regardless of which option you choose to go for when it comes to selecting a bankruptcy attorney, you will need to ask some essential questions to the lawyer before hiring him. If you are living in a place like Los Angeles, a bankruptcy attorney would be even harder to find with the large number of these in the town. You may have to ask additional questions from the lawyers to determine their effectiveness in addressing your concerns. The first and foremost question should always be to determine the kind of bankruptcy that is right for you. In the United States, the Federal Court offers a number of options to file a bankruptcy. The most popular ones are the 7th and 13th clauses and you will already be familiar with these. However, bankruptcy lawyers will inform you about the specifications of each kind of bankruptcy so that you can make the best possible decision for your personal finances or for your business.
The next question would be the exact procedure of filing for a bankruptcy. You may want the legal staff of the attorney to assemble all the documents for you or you may want to do it yourself after detailed consultation from the lawyer. Another important question is concerning the fees charged by the attorney, may it be your personal one or the one assigned by the court. Consultations by attorneys are mostly free, but any additional time spent in the court or in filing your documents will be charged for accordingly. Some lawyers charge a full fee for dealing with the entire case of bankruptcy, while others charge on an hourly basis. You will also have to pay some fees to the court such as those associated with administrative work.
Another question you will need to ask the attorney is about the location of filing the bankruptcy claim. This location is typically the federal courthouse where you will need to submit all the paperwork. Your bankruptcy lawyer needs to be familiar with the rules regarding this process, such as whether the paperwork can be sent through mail or whether it is necessary to give it in by hand. Another important piece of information you need to know is the detailed procedure right after filing all the necessary documents for the bankruptcy. Normally, the court sends out a notification to the creditors and orders them not to contact the debtors. The dates for hearings will be sent out to both you and your creditors, and decisions will be reached accordingly. The type of bankruptcy you have filed for will determine the rest of the proceedings.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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